|
There
may
be
times
when,
as
part
of
your
offer,
you
request
the
seller
to
pay
all
or
a
portion
of
your
closing
costs,
or
provide
some
other
financial
incentive.
One
common
request
is
asking
the
seller
to
provide
funds
to
temporarily
buy
down
your
interest
rate
for
the
first
year
or
two.
Such
incentives
can
be
especially
effective
if
a
buyer
is
tight
on
money
or
pushing
their
qualifying
ratios
to
the
limit.
Whenever
you
ask
for
incentives
such
as
these,
you
will
probably
find
the
seller
less
willing
to
negotiate
on
price.
After
all,
what
you
are
really
asking
for
is
to
have
the
seller
to
give
you
some
money
to
help
you
buy
their
house.
The
end
result
is
that,
for
a
little
relief
in
the
beginning,
you
are
willing
to
pay
a
little
more
in
the
long
run. |
